Business Checking

Business Checking



Access and convenience with a straightforward business checking account.

Everyday Checking for Business features and benefits: 
  • No monthly service charge when you maintain a minimum daily balance of $2,500, complete 10 transactions per month with your business debit card* OR keep an active merchant services account+; otherwise, $10 per month
  • E-statement or paper statement
  • 250 free items per month; 25¢ per item over 250**
  • $10,000 free coin and currency transacted per month
  • $1.50 per $1,000 in coin and currency transacted over $10,000 per month
  • $50 minimum opening deposit
To open your business checking account, contact a banker or visit the Capital City Bank office nearest you. 

Fully-featured business checking account to meet a variety of financial needs.

 
Premium Business Checking features and benefits:
  • No monthly service charge if you maintain a minimum daily balance of $5,000 OR keep an active merchant services account;+ otherwise, $12 per month
  • E-statement or paper statement
  • 500 free items per month; 25¢ per item over 500**
  • $10,000 free coin and currency transacted per month
  • $1.50 per $1,000 in coin and currency transacted over $10,000 per month
  • $50 minimum opening deposit
To open your business checking account, contact a banker or visit the Capital City Bank office nearest you. 

Account designed especially for the needs of sole proprietors and not-for-profits.


Business Checking Plus Interest features and benefits: 
  • No monthly service charge with minimum daily balance of $1,500; otherwise, $10 per month
  • 15¢ per item**
  • $10,000 free coin and currency transacted per month
  • $1.50 per $1,000 in coin and currency transacted over $10,000 per month
  • $50 minimum opening deposit
  • Available for commercial entities through our Treasury Management suite
To open your business checking account, contact a banker or visit the Capital City Bank office nearest you. 

Built with the advantage of competitive earnings credit for additional savings.


Commercial Business Checking features and benefits:
  • No minimum balance
  • $15 monthly service charge
  • Competitive earnings credit may offset monthly service and activity charges 
  • 15¢ per item**
  • $10,000 free coin and currency transacted per month
  • $1.50 per $1,000 in coin and currency transacted over $10,000 per month
  • Subject to an uncollected funds charge assessed against negative collected daily balances
To open your business checking account visit the Capital City Bank office nearest you. 


everyday checking for business premium business checking business checking plus interest commercial business checking
Opening deposit requirement $50 $50 $50 $50
Minimum daily balance requirement $2,500 $5,000 $1,500 None
Monthly service charge No monthly service charge if meeting minimum daily balance requirement, 10 debit card transactions* OR active merchant services account+; otherwise $10 No monthly service charge if meeting minimum daily balance requirement OR active merchant services account+; otherwise $12 No monthly service charge if meeting minimum daily balance requirement; otherwise $10 Competitive earnings credit may offset monthly service and activity charges; otherwise $15
Items (per month) 250 FREE**
(25¢ ea additional)
500 FREE**
(25¢ ea additional)
15¢ per item** 15¢ per item**
Coin and currency transactions (per month) $10,000 FREE
($1.50 every $1,000 additional)
$10,000 FREE
($1.50 every $1,000 additional)
$10,000 FREE
($1.50 every $1,000 additional)
$10,000 FREE
($1.50 every $1,000 additional)
Choice of e-statements or paper statements
Unlimited check writing



piggy backRefer friends. Earn rewards!

Let family and friends know how much you love banking with us. When they open and use a new personal or business checking account, you’ll receive a $50 Visa® Rewards Card, up to $500 a year^.