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Checking



Peace of mind, savings and rewards with an enhanced checking account.

 
Carefree Checking features and benefits:
  • No minimum balance
  • E-statement or paper statement
  • No per-check charge+
  • $6.95 monthly service charge
  • Only $50 minimum opening deposit
  • IDProtect® Identity Theft Monitoring and Resolution service1, Cellular Telephone Protection1, Mobile Retail  Discounts1, $hopping RewardsTM,1 and Financial Wellness 360o Learn more about these value-added services.


Access and convenience with a straightforward checking account.


Everyday Checking features and benefits:
  • No monthly service charge with either 20 debit card transactions* OR a minimum daily balance of $1,500; otherwise, $7.95 per month
  • E-statement or paper statement
  • No per-check charge+
  • Only $50 minimum opening deposit

Maximize deposits with a premium interest-earning checking account.


Performance Checking features and benefits: 
  • No monthly service charge with either 20 debit card transactions* OR a minimum daily balance of $4,000; otherwise, $7.95 per month
  • E-statement or paper statement
  • No per-check charge+
  • Tiered higher-yield interest rates
  • Only $50 minimum opening deposit

The ultimate account for when becoming an adult is unavoidable.

 
Evolve Checking features and benefits:
  • No monthly service charge
  • Visa® debit card with tap-to-pay2
  • No minimum balance
  • Waive up to three (3) fees from us for withdrawals at non-Capital City Bank ATMs3
  • Eligible for Making Cents automatic savings service4
  • Only $50 minimum opening deposit
  • Available for ages 18 to 255

An ideal account to help teens ages 13-17 unlock the next level of their financial life.

 
Level Up Checking features and benefits:
  • Joint ownership with a parent or guardian
  • No monthly service charge
  • Visa® debit card with tap-to-pay2
  • No minimum balance
  • Eligible for Making Cents automatic savings service with 2% match6
  • Free access to Level Up Interactive Financial Knowledge Builder powered by EverFi
  • Only $50 minimum opening deposit
  • Available for ages 13 to 177

Carefree
checking
Everyday checking performance checking EVOLVE checking LEVEL UP CHECKING
Opening deposit requirement $50 $50 $50 $50 $50
Minimum daily balance requirement None $1,500 $4,000 None None
Monthly service charge $6.95
No monthly service charge with either:
20 debit transactions* OR
$1,500 minimum daily balance
Otherwise, it's $7.95
No monthly service charge with either:
20 debit transactions* OR
$4,000 minimum daily balance
Otherwise, it's $7.95
FREE FREE
No per-check fee+
Electronic or paper statement
Interest-earning



Additional features IDProtect®1, Cellular Telephone Protection1, Mobile Retail Discounts1 and $hopping RewardsTM,1

Up to three (3) ATM Network Usage fees imposed by Capital City Bank waived for withdrawals.3 

Requires joint ownership with parent or guardian. Free access to Level Up Financial Knowledge Builder powered by EverFi. Making Cents automatic savings feature with 6% match6.



piggy backRefer friends. Earn rewards!

Let family and friends know how much you love banking with us. When they open and use a new personal or business checking account, you’ll receive a $50 Visa® Rewards Card, up to $500 a year^.