小猪银行

储蓄



Automatic 转移 和 distributions make saving for an event or occasion easy.

 
储蓄俱乐部 features 和 benefits:
  • Minimum $10 opening deposit
  • No maintenance fee
  • Optional automatic savings program
  • Automatic distribution of funds on the first business day of the month you choose (February, 五月。, August or November) by 检查 or account transfer*
  • Interest compounded daily 和 paid annually on the last business day before your chosen distribution date
  • Requires a Capital City 银行 personal 检查ing account

Higher-earning savings account with e-statements 和 low or no account fees.


Everyday 储蓄 features 和 benefits:
  • No monthly service charge with minimum daily balance of $200; otherwise, $3 per month
  • Tiered higher-yield interest rates
  • Requires e-statements^
  • Interest compounded daily on daily collected balances of $200 or more 和 paid on the last day of the calendar quarter

Maximum earning potential for savings accounts with higher balances.


基本的储蓄 features 和 benefits:
  • No monthly service charge with a minimum daily balance of $500; otherwise, $3 per month
  • Tiered higher-yield interest rates
  • E-statement or paper statement
  • Interest compounded daily on daily collected balances of $500 or more 和 paid on the last day of the calendar quarter

小幅的节省

Ideal account for starting out young savers.

小幅的节省 features 和 benefits:

  • Custodial account opened in accordance with the Uniform Transfers to Minors Act
  • No minimum balance
  • No monthly service charge
  • Only $50 minimum opening deposit
  • Interest compounded daily on daily collected balances 和 paid on the last day of the calendar quarter
  • 19岁以下+
联系 a banker to open an account.
 
 

发展储蓄

The definitive account for honing savings skills 和 being better prepared for the future.
 
发展储蓄 features 和 benefits:
  • Only $50 opening deposit
  • Link to Evolve 检查 for 让美分 转移1
  • Interest-earning on $200 balance or greater2
  • No monthly service charge
  • Available for ages 18 to 253

 

提高储蓄水平

Start building smart-savings skills with the right savings account for teens ages 13-17.

提高储蓄水平 features 和 benefits:
  • Only $50 opening deposit
  • Joint ownership with parent or guardian
  • Link to Level Up 检查 for 让美分 转移 with 2% match4
  • Interest-earning on $200 balance or greater2
  • No monthly service charge
  • Available for ages 13 to 175
  • 免费使用 Level Up Financial Knowledge Builder EverFI 

Higher-yield accounts for more advanced saving goals.


Money Market Accounts 
  • Key feature: Investment combined with flexibility
  • Earns interest at competitive market rates without the associated risks
  • Access your money at any time
  • No monthly service charge with minimum daily balance of $4,000; otherwise $15 per month
  • Automatic transfer option
  • $4,000 minimum opening deposit
  • Interest is compounded daily on daily collected balances 和 paid on the last day of the statement period
  • Premium Money Market account available with $25,000 minimum opening deposit‡
See a banker to open a Money Market Account
Certificates of Deposit (CDs)
  • Key feature: Guaranteed rate of return no matter how much the market fluctuates
  • $1,000 minimum opening deposit
  • Choice of term lengths
  • Varying terms for maturities with compounded interest
  • Interest compounded daily 和 paid monthly, quarterly or at maturity
  • Interest not compounded on certificates of $250,000 or more
  • Early withdrawal penalty
See a banker to open a CD
Individual Retirement Accounts (IRAs)
  • Key feature: Long-term savings  for retirement goals
  • Four types available: Traditional, Roth, SEP 和 Educational IRAs
  • Retirement 和 financial planning assistance
  • Minimum opening deposits 和 taxable contribution limits vary
  • $25 charge for closing prior to maturity
See a banker to open an IRA
比较账户


储蓄俱乐部 日常储蓄 基本的储蓄 发展储蓄 升级储蓄
Opening deposit requirement  $10
 $50 $50 $50 $50
Minimum daily balance requirement 没有一个 $200 $500 没有一个 没有一个
每月 service charge 免费的
 No monthly service charge if meeting minimum daily balance requirement; otherwise $3
 No monthly service charge if meeting minimum daily balance requirement; otherwise $3
 免费的 免费的
Other requirements
 买世界杯app推荐 检查ing account
 以及^

Joint ownership with parent or guardian
让美分 round-up savings service √1 √1 √1 √1 √ Includes 2% match6
Automatic disbursement √*



Interest compounded 每天 每天
(On daily collected balances of $200+)
 每天
(On daily collected balances of $500+)		 每天
(On daily collected balances of $200+)		 每天
(On daily collected balances of $200+)
支付的利息 每年 季度 季度 季度 季度
额外的


Available for ages 18-255
Available for ages 13-174
 

小幅的节省+ 货币市场 CD 爱尔兰共和军 premium 货币市场
Opening deposit requirement $50 $4,000 $1,000 因类型而异 $25,000
Minimum daily balance requirement 没有一个 $4,000

$25,000‡
每月 service charge 免费的 No monthly service charge if meeting minimum daily balance requirement; otherwise, $15 免费的 免费的 免费的
Interest compounded 每天 每天
每天
(Not compounded on certificates of $250,000 or more)
  
 每天
支付的利息 季度 每月 每月, quarterly or at maturity
每月
费用/处罚

Early withdrawal penalty $25 fee to close prior to maturity
额外的
Funds are easily accessible 和 automatic transfer option available
 Choice of term lengths
Retirement 和 financial planning assistance
 Free custom 检查s, money orders or cashier's 检查s, 和 notary service or signature guarantee